By: Gregg Hall
Every Dealership has their own finance department and they call
their finance people different things but usually give them the
title of Finance Manager even though many times they are simply
a good salesperson that they sent to Finance and Insurance
School to learn to sell the financial products and be licensed
to do so. These people are well trained to take your money so
you need to be on your guard, unfortunately many people think
the danger is over once they get through the sales process.
Nothing could be further from the truth.
The finance office is where they go after the back end add-ons
like warranties, paint protection, rust proofing, and other
virtually worthless items that just add profit to the dealer's
bottom line. This is in addition to ripping you off on the
finance rate.
Many dealers these days rely on the back end profits because the
front end profits are getting harder to maintain with increased
competition. They will take a "short deal" on the front and make
it up by making a killing on the back end.
This is another reason why you really need to know all you can
about the car you intend to purchase. One of the biggest scams
they will pull on you is to keep the rebate if you don't know
about it. Think about it, if the car you are looking at has a
$2,000 rebate and you don't know about it the dealer can just
have you sign a form and keep the rebate as profit in the deal.
Some cars these days have rebates as high as six thousand
dollars. Wouldn't it make you sick knowing you gave that away?
Another thing they will try to do is switch you to a lease.
Beware of this; there are even companies that will lease late
model used cars these days. If you aren't prepared and haven't
got all the knowledge you need in order to negotiate a good
lease deal don't even consider it.
Don't buy packages like rustproofing, undercoating, and paint
protection from the dealer. You can get it much cheaper if you
decide you want it from other sources, Dealers mark these up
astronomically and you don't want to pay the price.
Another thing they will try to push is the extended warranties
and service agreements. Don't buy these either. New cars come
with great warranties these days plus they are built well. These
extended warranties are a waste of money.
About the author:
Gregg Hall is a business consultant and author for many online
and offline businesses and lives in Navarre Florida with his 16
year old son. Get quality car care products from
http://www.stopwaxing.com
Wednesday, March 29, 2006
Tuesday, March 28, 2006
How To Avoid The High Pressure Tactics Of Car Salesmen
By: Gregg Hall
If you are an adult chances are you have had an experience at a
car dealer that wasn't among your best memories. If you take a
look at some of the guidelines below it can help to deal with
these tactics and keep your next experience from being a bad one.
First off, don't be unprepared. Have all your research done and
have everything written down before you go into a dealership.
Know the actual wholesale value of your car, how much cash you
have available, and what kind of financing you can obtain before
you start shopping. If you have all these things in order the
salesman won't be able to lead you around by the nose and you
will know exactly what you are looking for and can afford.
Do not commit to their "If I could would you" questions. They
may sound harmless but they are designed to get you committed to
buy. They know that most people will honor a commitment. An
example would be, "If I can sell you this $20,000 car for
$15,000 do we have a deal?" They can't really sell it for that
they are just trying to get you to commit to a figure, any
figure. Just say "I don't know"
Since you already have the information that will help you know
if they are being truthful insist that they be straight with
you. If you ask for the Actual Wholesale Value or ACV as they
will call it, don't let them give you the run around about trade
allowance or trade difference. Find out exactly what they
allowed. I personally would ask to see the appraisal. If they
won't show it to you get up and leave.
Don't let your self get worked by one the "selling systems" out
there. One of the most common is the Four Square. If you see the
salesman take out a form split into four sections or he draws
something out like that, just tell him outright that you aren't
going to play four square with him. Tell them what you will do
and that they have one chance to earn your business, you aren't
going to play the back and forth game so if they need to get
their manager get him now.
Keep things going in your sequence. Don't let them control you,
you control them. Make them appraise you car before you do a
buyers order. This will drive the salesman and the manager out
of their minds!
About the author:
Gregg Hall is a business consultant and author for many online
and offline businesses and lives in Navarre Florida with his 16
year old son. Get quality car care products from
http://www.stopwaxing.com
If you are an adult chances are you have had an experience at a
car dealer that wasn't among your best memories. If you take a
look at some of the guidelines below it can help to deal with
these tactics and keep your next experience from being a bad one.
First off, don't be unprepared. Have all your research done and
have everything written down before you go into a dealership.
Know the actual wholesale value of your car, how much cash you
have available, and what kind of financing you can obtain before
you start shopping. If you have all these things in order the
salesman won't be able to lead you around by the nose and you
will know exactly what you are looking for and can afford.
Do not commit to their "If I could would you" questions. They
may sound harmless but they are designed to get you committed to
buy. They know that most people will honor a commitment. An
example would be, "If I can sell you this $20,000 car for
$15,000 do we have a deal?" They can't really sell it for that
they are just trying to get you to commit to a figure, any
figure. Just say "I don't know"
Since you already have the information that will help you know
if they are being truthful insist that they be straight with
you. If you ask for the Actual Wholesale Value or ACV as they
will call it, don't let them give you the run around about trade
allowance or trade difference. Find out exactly what they
allowed. I personally would ask to see the appraisal. If they
won't show it to you get up and leave.
Don't let your self get worked by one the "selling systems" out
there. One of the most common is the Four Square. If you see the
salesman take out a form split into four sections or he draws
something out like that, just tell him outright that you aren't
going to play four square with him. Tell them what you will do
and that they have one chance to earn your business, you aren't
going to play the back and forth game so if they need to get
their manager get him now.
Keep things going in your sequence. Don't let them control you,
you control them. Make them appraise you car before you do a
buyers order. This will drive the salesman and the manager out
of their minds!
About the author:
Gregg Hall is a business consultant and author for many online
and offline businesses and lives in Navarre Florida with his 16
year old son. Get quality car care products from
http://www.stopwaxing.com
Monday, March 27, 2006
The Latest in Hybrid Happenings
By: Gregg Hall
Hybrids are one of the most popular options in transportation
today. Consumers are flocking to these vehicles for many
reasons. One of the most popular reasons consumers love hybrids
is because they save them hundreds of dollars a year in gasoline
purchases. Hybrids are not only easy on the pocketbook, but also
extremely easy on the environment. These environmental
advantages are getting the attention of government and
corporations as well. With more hybrid models coming out each
year, it is no shock that this innovative vehicle design is
moving to the top of the sales chain.
Some of the freshest news in hybrid happens involves
legislation. Many states and cities are becoming more aware of
the environmental advantages hybrids offer for their
communities. Just by driving a hybrid, the average citizen is
cutting their transportation pollution output by up to 90%. If
every citizen made the transition to the hybrid, there would be
much less air pollution in an area. Therefore, the government is
beginning to offer incentives for hybrid owners.
In some areas, hybrid car owners are enjoying perks for their
local government already. In large cities like Los Angeles,
hybrid owners can park at any city parking meter for free.
Various cities in New Mexico and Connecticut are also offering
free city parking for hybrid owners. Even cities that have not
offered free parking are offering parking discounts. Students,
professors, and staff at the University of Miami enjoy a 50%
reduction in their parking fees for driving a hybrid vehicle.
Many of these locations only authorize certain hybrids however,
based on their total emissions. If you drive a hybrid, you may
want to investigate your community's incentives.
By offering incentives, community governments can encourage
consumers to make wise environmental decisions. Although it is
unlikely these incentives will completely influence a car buyer
to get a hybrid, they will often help a car buyer who is "on the
fence" choose a hybrid for their purchase. Showing the citizens
of the community that the government is committed to rewarding
those who contribute is a great way to help the hybrid trend.
Corporations that care about their communities are also getting
in on the incentive deals. Many, especially in the state of
California, are offering cash toward the purchase of a hybrid
for all full time employees. Some corporations will only approve
specific hybrid models and others have a limit on how many
employees can take advantage of the cash each year. However, as
a whole, this incentive is working great. There are many reasons
a corporation can benefit from offering this type of incentive,
however at the end of the day, the only thing that matters is
that the incentive is helping the environment.
Since sales of hybrids are soaring, there will be many new
hybrid models coming to consumers in the next few years. Most of
the hybrids on the market thus far have been cars. For the 2006
model year however, there will be four new sport utility
vehicles offered. The Lexus RX 400h, the Mazda Tribute, the
Mercury Mariner, and the Toyota Highlander are all going to be
available. All of the models are only available with automatic
transmissions. The Ford Escape that was introduced for the 2005
model year is doing so well that manufacturers are optimistic
about these new designs. Obviously, these designs won't get as
many mpg as a hybrid car will, but they are still very
eco-friendly.
At least twelve more hybrid models are expected by the end of
2008. These models will include a Toyota Camry Hybrid, a Nissan
Altima Hybrid, a Chevrolet Malibu, Chevrolet Tahoe, and a GMC
Yukon Hybrid. With something that appeals to everyone coming
out, there is an expected increase in the sales of hybrids.
Consumers are going to be choosing models that they already love
and getting the perks of driving a hybrid.
With the government, businesses, and manufacturers focusing on
hybrid models and incentives for hybrids, there should be a
continued trend involving hybrids. Consumers will take advantage
of these incentives and feel great about doing their part to
help the environment. With lifestyles that make driving cars
almost necessary, these hybrids are offering a peaceful
alternative for vehicle drivers everywhere.
About the author:
Gregg Hall is a business consultant and author for many online
and offline businesses and lives in Navarre Florida with his 16
year old son. Get car care
products from http://www.stopwaxing.com
Hybrids are one of the most popular options in transportation
today. Consumers are flocking to these vehicles for many
reasons. One of the most popular reasons consumers love hybrids
is because they save them hundreds of dollars a year in gasoline
purchases. Hybrids are not only easy on the pocketbook, but also
extremely easy on the environment. These environmental
advantages are getting the attention of government and
corporations as well. With more hybrid models coming out each
year, it is no shock that this innovative vehicle design is
moving to the top of the sales chain.
Some of the freshest news in hybrid happens involves
legislation. Many states and cities are becoming more aware of
the environmental advantages hybrids offer for their
communities. Just by driving a hybrid, the average citizen is
cutting their transportation pollution output by up to 90%. If
every citizen made the transition to the hybrid, there would be
much less air pollution in an area. Therefore, the government is
beginning to offer incentives for hybrid owners.
In some areas, hybrid car owners are enjoying perks for their
local government already. In large cities like Los Angeles,
hybrid owners can park at any city parking meter for free.
Various cities in New Mexico and Connecticut are also offering
free city parking for hybrid owners. Even cities that have not
offered free parking are offering parking discounts. Students,
professors, and staff at the University of Miami enjoy a 50%
reduction in their parking fees for driving a hybrid vehicle.
Many of these locations only authorize certain hybrids however,
based on their total emissions. If you drive a hybrid, you may
want to investigate your community's incentives.
By offering incentives, community governments can encourage
consumers to make wise environmental decisions. Although it is
unlikely these incentives will completely influence a car buyer
to get a hybrid, they will often help a car buyer who is "on the
fence" choose a hybrid for their purchase. Showing the citizens
of the community that the government is committed to rewarding
those who contribute is a great way to help the hybrid trend.
Corporations that care about their communities are also getting
in on the incentive deals. Many, especially in the state of
California, are offering cash toward the purchase of a hybrid
for all full time employees. Some corporations will only approve
specific hybrid models and others have a limit on how many
employees can take advantage of the cash each year. However, as
a whole, this incentive is working great. There are many reasons
a corporation can benefit from offering this type of incentive,
however at the end of the day, the only thing that matters is
that the incentive is helping the environment.
Since sales of hybrids are soaring, there will be many new
hybrid models coming to consumers in the next few years. Most of
the hybrids on the market thus far have been cars. For the 2006
model year however, there will be four new sport utility
vehicles offered. The Lexus RX 400h, the Mazda Tribute, the
Mercury Mariner, and the Toyota Highlander are all going to be
available. All of the models are only available with automatic
transmissions. The Ford Escape that was introduced for the 2005
model year is doing so well that manufacturers are optimistic
about these new designs. Obviously, these designs won't get as
many mpg as a hybrid car will, but they are still very
eco-friendly.
At least twelve more hybrid models are expected by the end of
2008. These models will include a Toyota Camry Hybrid, a Nissan
Altima Hybrid, a Chevrolet Malibu, Chevrolet Tahoe, and a GMC
Yukon Hybrid. With something that appeals to everyone coming
out, there is an expected increase in the sales of hybrids.
Consumers are going to be choosing models that they already love
and getting the perks of driving a hybrid.
With the government, businesses, and manufacturers focusing on
hybrid models and incentives for hybrids, there should be a
continued trend involving hybrids. Consumers will take advantage
of these incentives and feel great about doing their part to
help the environment. With lifestyles that make driving cars
almost necessary, these hybrids are offering a peaceful
alternative for vehicle drivers everywhere.
About the author:
Gregg Hall is a business consultant and author for many online
and offline businesses and lives in Navarre Florida with his 16
year old son. Get car care
products from http://www.stopwaxing.com
Sunday, March 26, 2006
How To Shop For Cheap Car Insurance Rates
By: Jim Johnson
Car insurance is one of those purchases whose price can vary
radically depending on which company you contact. Because of the
wide disparity in rates when you make an auto insurance
comparison, you need to know how to get the cheapest car
insurance rates that you can. After all, if all other
considerations are equal, the auto insurer with the best car
insurance quote is often your best bet.
The first thing to do is make sure that you shop around
thoroughly to get enough rate quotes that you can make a good
educated decision. Just don't get a car insurance quote and buy
the policy right there. As with so many other consumer
decisions, car insurance is something that must be shopped and
compared to get the best deal.
It's often suggested to get at least three car insurance quotes
before making a decision, but that is more like the minimum
actually. You can get insurance quotes both online and offline
as car insurance companies vary as to how they sell insurance.
There are still many who sell through a network of their own
agents exclusively. Other insurance companies will also sell
through independent agents who may represent several companies
at a time and can offer to make an auto insurance comparison
among all the companies that they represent to give you the best
deal.
But one of the fastest growing trends in selling car insurance
is the online, direct to consumer companies. The internet has
changed the face of many industries and auto insurance is
certainly one of those that have been permanently altered.
Today, you can simply find one of the major insurance quote
providers on the web, enter your information and get a quote
from several sources in very little time at all. And because
many of these companies have much less overhead than other more
traditional insurers, they are able to sell direct to the
consumer and save them money as they do.
However, there are some things that you should consider before
making any car insurance purchase. Be sure that the company you
buy from is financially stable. As more and more newer companies
get into the car insurance field, this becomes critical, so
check their financial stability on sites such as ambest.com and
standardandpoors.com before you buy, and see how the company is
rated. It's also a good idea to call your state insurance
commissioner's office and see how many customer complaints have
been received by a particular company that you are considering
too. This can help you find out if they not only sell insurance,
but also provide good customer service after the sale.
Finally, ask around among your family and friends about their
experiences with car insurance companies and see what
information you can get. This is often one of the best, most
unbiased ways of learning about almost any kind of product that
you want to buy, so factor what they have to say in making your
final decision as well.
If you take the steps mentioned above as you make an auto
insurance comparison, you should be able to get a good picture
of what will be the best choice for you and how you can get
cheap car insurance rates too.
About the author:
Find out more about how to get cheap car insurance rates and the best
car insurance quote by visiting our Auto Review website.
Car insurance is one of those purchases whose price can vary
radically depending on which company you contact. Because of the
wide disparity in rates when you make an auto insurance
comparison, you need to know how to get the cheapest car
insurance rates that you can. After all, if all other
considerations are equal, the auto insurer with the best car
insurance quote is often your best bet.
The first thing to do is make sure that you shop around
thoroughly to get enough rate quotes that you can make a good
educated decision. Just don't get a car insurance quote and buy
the policy right there. As with so many other consumer
decisions, car insurance is something that must be shopped and
compared to get the best deal.
It's often suggested to get at least three car insurance quotes
before making a decision, but that is more like the minimum
actually. You can get insurance quotes both online and offline
as car insurance companies vary as to how they sell insurance.
There are still many who sell through a network of their own
agents exclusively. Other insurance companies will also sell
through independent agents who may represent several companies
at a time and can offer to make an auto insurance comparison
among all the companies that they represent to give you the best
deal.
But one of the fastest growing trends in selling car insurance
is the online, direct to consumer companies. The internet has
changed the face of many industries and auto insurance is
certainly one of those that have been permanently altered.
Today, you can simply find one of the major insurance quote
providers on the web, enter your information and get a quote
from several sources in very little time at all. And because
many of these companies have much less overhead than other more
traditional insurers, they are able to sell direct to the
consumer and save them money as they do.
However, there are some things that you should consider before
making any car insurance purchase. Be sure that the company you
buy from is financially stable. As more and more newer companies
get into the car insurance field, this becomes critical, so
check their financial stability on sites such as ambest.com and
standardandpoors.com before you buy, and see how the company is
rated. It's also a good idea to call your state insurance
commissioner's office and see how many customer complaints have
been received by a particular company that you are considering
too. This can help you find out if they not only sell insurance,
but also provide good customer service after the sale.
Finally, ask around among your family and friends about their
experiences with car insurance companies and see what
information you can get. This is often one of the best, most
unbiased ways of learning about almost any kind of product that
you want to buy, so factor what they have to say in making your
final decision as well.
If you take the steps mentioned above as you make an auto
insurance comparison, you should be able to get a good picture
of what will be the best choice for you and how you can get
cheap car insurance rates too.
About the author:
Find out more about how to get cheap car insurance rates and the best
car insurance quote by visiting our Auto Review website.
Saturday, March 25, 2006
Auto Warranty - At Purchase And After The Sale
By: Auto-Warranty-Zone.com
When you purchase a new automobile, odds are some kind of
warranty will be included. This is excellent, but you need to
make sure of several warranty specifics as well as deciding if
you want to jump on that extended warranty offer.
It is important when considering the extended warranty that they
are not actual warranties- rather, they are service contracts
(they cost extra and are sold separately). An extended warranty
may be purchased at the time you buy your vehicle; it's also
possible to purchase one much further along in your ownership
experience. If you're the type who likes to be prepared for all
eventualities, an extended auto warranty may be just what you're
looking for. Bearing in mind the ever-increasing cost of vehicle
repairs, these service contracts can make a lot of sense.
Knowing your intentions for your car is an essential part of
deciding whether or not to purchase a new warranty. Standard
parts warranties for a new car usually run fro three years or a
certain amount of kilometers. If you buy or plan to buy a new
car every few years and will most likely not go over the
kilometer limit, purchasing an extended warranty makes little
sense.
Make sure you do a lot of homework when you are looking for the
right car, and you will answer some of your questions about the
warranty. You should have an idea of what tends to go wrong in
the type of car you are planning to buy, and make sure that the
extended warranty includes coverage of those components. You
should also look into the warranty provider. Some are not
actually through the dealership, and you will want to check the
ratings given to the carrier of the extended warranty.
Check out the deductible information. Some warranties operate
with a per visit deductible, others with a per repair cost. The
per visit deductible is preferable, if you have the patience to
put up with a few glitches until it is worth your while to go in.
Finally, make sure what stipulations the warranty puts on
repairs. Some warranties stipulate that repairs can only be made
in the service department of the dealership where the warranty
was bought, and this can be a nasty surprise after the fact if
you take your transmission to the local shop.
About the author:
Copyright©2006 auto-warranty-zone.com Visit for more auto
warranty articles. You'll also find car warranty and extended vehicle
warranty resources.
When you purchase a new automobile, odds are some kind of
warranty will be included. This is excellent, but you need to
make sure of several warranty specifics as well as deciding if
you want to jump on that extended warranty offer.
It is important when considering the extended warranty that they
are not actual warranties- rather, they are service contracts
(they cost extra and are sold separately). An extended warranty
may be purchased at the time you buy your vehicle; it's also
possible to purchase one much further along in your ownership
experience. If you're the type who likes to be prepared for all
eventualities, an extended auto warranty may be just what you're
looking for. Bearing in mind the ever-increasing cost of vehicle
repairs, these service contracts can make a lot of sense.
Knowing your intentions for your car is an essential part of
deciding whether or not to purchase a new warranty. Standard
parts warranties for a new car usually run fro three years or a
certain amount of kilometers. If you buy or plan to buy a new
car every few years and will most likely not go over the
kilometer limit, purchasing an extended warranty makes little
sense.
Make sure you do a lot of homework when you are looking for the
right car, and you will answer some of your questions about the
warranty. You should have an idea of what tends to go wrong in
the type of car you are planning to buy, and make sure that the
extended warranty includes coverage of those components. You
should also look into the warranty provider. Some are not
actually through the dealership, and you will want to check the
ratings given to the carrier of the extended warranty.
Check out the deductible information. Some warranties operate
with a per visit deductible, others with a per repair cost. The
per visit deductible is preferable, if you have the patience to
put up with a few glitches until it is worth your while to go in.
Finally, make sure what stipulations the warranty puts on
repairs. Some warranties stipulate that repairs can only be made
in the service department of the dealership where the warranty
was bought, and this can be a nasty surprise after the fact if
you take your transmission to the local shop.
About the author:
Copyright©2006 auto-warranty-zone.com Visit for more auto
warranty articles. You'll also find car warranty and extended vehicle
warranty resources.
Public Car Auctions And Online Car Auctions
By: Marc Lindsay
If you've ever been to a public car auction then you'll know
that its very standard and simple. Upon arriving at a public
auction you'll be required to present some id and sign in.
You'll be given a number so you can start bidding on items
during the day. Usually at public car auctions you'll be allowed
to inspect the cars before they go on auction.
When inspecting cars make sure you know a little bit about cars
first. Each car will have an information tab that will tell you
what's wrong with it if there is a problem. These public car
auctions have to tell you if the car is in good condition or
not. But never fear if you buy a car from an auction and it
won't work even if it says its in good conditioning you're
covered under their terms and conditions.
Now if your serious about buying a car or cars from public
auctions you should know how much you want to pay for each car.
So do some research on cars and prices before you go to the
auction so you can get a better idea on how much you're saving.
You might not always win al your bids so write down all the cars
you want to buy and then decide which ones you want when you're
bidding for them.
Ok we now understand public car auctions but what about online
car auctions and what's the difference?
There's not much difference between how the work however the
biggest difference is that you won't be inspecting the cars
before you buy them so its like buying clothes on the internet
not know if it fits right. However and this is a big however,
you're allowed to send any cars you buy online back if it has
been misrepresented.
This means that if you're buying a car from an online car
auction and it says it comes in blue and you get the car in
pink, you can send it back and get a refund. If you're wondering
that the benefits are of buying from cars from an online auction
here it is:
- Search for cars without having to go to the auction sites -
Bid for them in your own time from anywhere around the world -
Your protected by the online car auction for misrepresentation -
There are 4 top websites that consistently have auctions going
every week
So if you're interested in buying cars from public auctions you
now have two ways to do so.
About the author:
Public Car
Auctions and Online Car Auctions
website reviews so you know how and where to find cheap cars
online.
If you've ever been to a public car auction then you'll know
that its very standard and simple. Upon arriving at a public
auction you'll be required to present some id and sign in.
You'll be given a number so you can start bidding on items
during the day. Usually at public car auctions you'll be allowed
to inspect the cars before they go on auction.
When inspecting cars make sure you know a little bit about cars
first. Each car will have an information tab that will tell you
what's wrong with it if there is a problem. These public car
auctions have to tell you if the car is in good condition or
not. But never fear if you buy a car from an auction and it
won't work even if it says its in good conditioning you're
covered under their terms and conditions.
Now if your serious about buying a car or cars from public
auctions you should know how much you want to pay for each car.
So do some research on cars and prices before you go to the
auction so you can get a better idea on how much you're saving.
You might not always win al your bids so write down all the cars
you want to buy and then decide which ones you want when you're
bidding for them.
Ok we now understand public car auctions but what about online
car auctions and what's the difference?
There's not much difference between how the work however the
biggest difference is that you won't be inspecting the cars
before you buy them so its like buying clothes on the internet
not know if it fits right. However and this is a big however,
you're allowed to send any cars you buy online back if it has
been misrepresented.
This means that if you're buying a car from an online car
auction and it says it comes in blue and you get the car in
pink, you can send it back and get a refund. If you're wondering
that the benefits are of buying from cars from an online auction
here it is:
- Search for cars without having to go to the auction sites -
Bid for them in your own time from anywhere around the world -
Your protected by the online car auction for misrepresentation -
There are 4 top websites that consistently have auctions going
every week
So if you're interested in buying cars from public auctions you
now have two ways to do so.
About the author:
Public Car
Auctions and Online Car Auctions
website reviews so you know how and where to find cheap cars
online.
Wednesday, March 22, 2006
Hybrid Cars: Hottest Trend on Wheels
Hybrid technology is not new to the world of automobiles. Ferdinand Porsche first introduced hybrid technology in 1899. Honda and Toyota launched their Hybrid car models in 1990. Before we discuss the latest offerings in hybrid cars, let us have an overview of what the technology is behind the hybrid cars.
Engineering behind a hybrid car
In simple terms, a vehicle that uses a combination of two or more sources of energy to move itself is called a Hybrid vehicle. It can be diesel-electric, nuclear-electric or gasoline-electric. A hybrid car, in present terms, means any car that has a combination of an electric motor and a gasoline (or diesel) engine. The main components of a hybrid vehicle are a gasoline engine, an electric motor, a generator (mostly on series hybrids), fuel storage container, batteries and a transmission.
There are two kinds of engines for hybrid cars. The first is a parallel hybrid. It has both a gasoline and electric motor and both work separately to move the car further. The second variant of a hybrid car is known as a series hybrid. In a series hybrid, the gas or diesel powered engine does not truly run the car by itself. It powers a generator, which in turn powers the batteries or electric motor that connects to the transmission and run the car.
Latest Innovations
The new hybrid car is very much in tune with the latest styles of modern day car users. While still maintaining its purpose of saving fuel without compromising on speed or power,the latest models are very sleek. Their lightweight structure gives them extra power and better fuel efficiency. In some models, cameras and map-reading equipment have taken place of mirrors and wheel covers to save energy. In some cars, sensors prompt the engine to shut down, when the car stops and restart when you shift gear. However, this is possible only when the car is running on electric power.
The leading car manufacturers are announcing innovations in hybrid technology every day. These new models of hybrid cars are said to be even better than the conventional gas powered cars with respect to design and power.
Hybrid Advantage
The plus points of a Hybrid car are innumerable. It is eco-friendly, saves fuel and conserves our precious natural resources. The hybrid cars are small, efficient and available in a variety of styles.
Hybrid cars are no doubt, the future of the automobile industry. By adapting it in our lives, we will definitely be doing our bit towards protecting the environment. You just need to know, what kind of vehicle to pick according to your need and lifestyle and then you are set to Vroo...om off!
Engineering behind a hybrid car
In simple terms, a vehicle that uses a combination of two or more sources of energy to move itself is called a Hybrid vehicle. It can be diesel-electric, nuclear-electric or gasoline-electric. A hybrid car, in present terms, means any car that has a combination of an electric motor and a gasoline (or diesel) engine. The main components of a hybrid vehicle are a gasoline engine, an electric motor, a generator (mostly on series hybrids), fuel storage container, batteries and a transmission.
There are two kinds of engines for hybrid cars. The first is a parallel hybrid. It has both a gasoline and electric motor and both work separately to move the car further. The second variant of a hybrid car is known as a series hybrid. In a series hybrid, the gas or diesel powered engine does not truly run the car by itself. It powers a generator, which in turn powers the batteries or electric motor that connects to the transmission and run the car.
Latest Innovations
The new hybrid car is very much in tune with the latest styles of modern day car users. While still maintaining its purpose of saving fuel without compromising on speed or power,the latest models are very sleek. Their lightweight structure gives them extra power and better fuel efficiency. In some models, cameras and map-reading equipment have taken place of mirrors and wheel covers to save energy. In some cars, sensors prompt the engine to shut down, when the car stops and restart when you shift gear. However, this is possible only when the car is running on electric power.
The leading car manufacturers are announcing innovations in hybrid technology every day. These new models of hybrid cars are said to be even better than the conventional gas powered cars with respect to design and power.
Hybrid Advantage
The plus points of a Hybrid car are innumerable. It is eco-friendly, saves fuel and conserves our precious natural resources. The hybrid cars are small, efficient and available in a variety of styles.
Hybrid cars are no doubt, the future of the automobile industry. By adapting it in our lives, we will definitely be doing our bit towards protecting the environment. You just need to know, what kind of vehicle to pick according to your need and lifestyle and then you are set to Vroo...om off!
Tuesday, March 21, 2006
Buying a Used Car from a Dealer
There are many challenges you will face when buying either a new or used car. It depends on the model that you want, how much is the budget, the size of your family and the options that go with it.
If you have an idea on the right car, then a little research on the value of the car in the market to date will be able to help the you when approaching a dealer.
This can be done by checking the internet or looking through the local newspaper before going to the various dealers in the area to make comparisons.
If the ideal car is not available on the lot, the if you tell the dealer about it these people can help by looking for that particular model or offer a similar car similar to your choice.
Since dealers often want to get rid of the cars quickly, it is also possible to get a good deal on what is available as long as it meets your requirements.
Most cars have a maintenance record. The buyer must ask the dealer to see it and if it is not available, then you should contact the dealership or repair shop where most of the work was done.
The buyer has the right to see a copy of the dealer’s warranty. To be safe, you can also ask if a service contract is provided in buying the used car. This contract that is offered by the dealer may or may not provide coverage that is in the manufacturer’s warranty which may cost extra.
Since the warranty usually comes when buying a car and the service contract does not, it is best to ask if you need to avail of by answering some questions;
• What are the differences between the coverage of the warranty and the service contract?
• What repairs are covered?
• Is routine maintenance covered?
• Who will pay for labor and parts if brought to the shop?
• Who is authorized to perform the repairs and where?
• How long does the service contract last?
• What are the cancellation and refund policies?
Just looking at the car will not give information if the car is in good condition. It should be test driven under various road conditions such as the highway or in traffic.
Since most people are not that knowledgeable about cars, it is advisable to bring the car to a reliable mechanic for proper inspection.
If you have an idea on the right car, then a little research on the value of the car in the market to date will be able to help the you when approaching a dealer.
This can be done by checking the internet or looking through the local newspaper before going to the various dealers in the area to make comparisons.
If the ideal car is not available on the lot, the if you tell the dealer about it these people can help by looking for that particular model or offer a similar car similar to your choice.
Since dealers often want to get rid of the cars quickly, it is also possible to get a good deal on what is available as long as it meets your requirements.
Most cars have a maintenance record. The buyer must ask the dealer to see it and if it is not available, then you should contact the dealership or repair shop where most of the work was done.
The buyer has the right to see a copy of the dealer’s warranty. To be safe, you can also ask if a service contract is provided in buying the used car. This contract that is offered by the dealer may or may not provide coverage that is in the manufacturer’s warranty which may cost extra.
Since the warranty usually comes when buying a car and the service contract does not, it is best to ask if you need to avail of by answering some questions;
• What are the differences between the coverage of the warranty and the service contract?
• What repairs are covered?
• Is routine maintenance covered?
• Who will pay for labor and parts if brought to the shop?
• Who is authorized to perform the repairs and where?
• How long does the service contract last?
• What are the cancellation and refund policies?
Just looking at the car will not give information if the car is in good condition. It should be test driven under various road conditions such as the highway or in traffic.
Since most people are not that knowledgeable about cars, it is advisable to bring the car to a reliable mechanic for proper inspection.
Saturday, March 18, 2006
7 Guidelines for Used Car Prices
1. Know a little about pricing before you buy a used car. Franchise dealers that sell used cars add a certain percentage on the original value of the used car in the market. Markup is also added to the price of the used car at dealerships, which will make the price higher.
2. Determine the many factors that affect the used car prices. Used car pricings are affected by installed optional equipments or the location where you are buying the used car. There are areas that have a high market demand for a certain car. If that is the case, you may get a better deal if you travel outside of the zone to shop around for your car.
3. Find the used car's true market value at NADA. National Automobile Dealer's Association releases a copy of used car price guides every year. You may also check their web site to check the current prices of the used cars you are looking for.
4. Cheaper used cars may be found at government auctions. Government auctions happen every year and you may want to check out a checklist of the auction program. It may also offer you guidelines on finding quality used cars at lower prices. You may visit Federal Citizen Information to find out the guidelines in buying used cars from government auctions.
5. Check out the Internet. There are a lot of web sites that provide pricing guides on used cars and also guidelines in finding the right used car for you. You may compare prices; check out the features of the used car and the location where you can buy cheaper prices.
6. Determine if you have a fair deal with the price that is offered to you. Factors that affect used car prices include the age, market demand, overall condition, mileage, interior and exterior blemishes or if the car was maintained well.
7. Beware of trade tricks. Many dealers strategize on the behavior of consumers when buying used cars. Dealers know that buyers will not purchase a used car unless they feel that they are offered a price lower than the original price. Dealers tend to make the price higher than the actual amount and make the buyer believe that they are offering a discount. What the buyer does not know is that the discounted price is actually the original price of the car.
2. Determine the many factors that affect the used car prices. Used car pricings are affected by installed optional equipments or the location where you are buying the used car. There are areas that have a high market demand for a certain car. If that is the case, you may get a better deal if you travel outside of the zone to shop around for your car.
3. Find the used car's true market value at NADA. National Automobile Dealer's Association releases a copy of used car price guides every year. You may also check their web site to check the current prices of the used cars you are looking for.
4. Cheaper used cars may be found at government auctions. Government auctions happen every year and you may want to check out a checklist of the auction program. It may also offer you guidelines on finding quality used cars at lower prices. You may visit Federal Citizen Information to find out the guidelines in buying used cars from government auctions.
5. Check out the Internet. There are a lot of web sites that provide pricing guides on used cars and also guidelines in finding the right used car for you. You may compare prices; check out the features of the used car and the location where you can buy cheaper prices.
6. Determine if you have a fair deal with the price that is offered to you. Factors that affect used car prices include the age, market demand, overall condition, mileage, interior and exterior blemishes or if the car was maintained well.
7. Beware of trade tricks. Many dealers strategize on the behavior of consumers when buying used cars. Dealers know that buyers will not purchase a used car unless they feel that they are offered a price lower than the original price. Dealers tend to make the price higher than the actual amount and make the buyer believe that they are offering a discount. What the buyer does not know is that the discounted price is actually the original price of the car.
Friday, March 17, 2006
Find the Right Online Used Car Site for You
For most people who are only beginning to use the internet, using an online service to find their dream car may prove to be a daunting task. Fortunately there are those who have been there and done that. And from their experience here is a list of online car searches and their archetypes that would make your online used car search experience a whole lot more exciting (and convenient).
Some of the More Trustworthy Sites
Here are some of the better online used car sites. This is not a definitive list of the best sites around, but a template to help you choose a site that is trustworthy, reliable, and comprehensive. When engaging online used car web sites, it would do good to take a look first at the features the following list provides. You will then have a better idea of what to expect from other online car sites.
Carmax.com – This site is a stockpile of data from most of the used car dealers in most states. This site makes it easy for users to get information on the available used cars and car dealers in their immediate vicinity and even in other states.
Auto Trader – The good thing about this website is that they are a well-established organization that has been in existence well before the internet age. They used to offer magazines and car listings in the older days. Today, they use their wealth of experience to bring what consumers want to the table over the internet.
Kelly Blue Book – This site is recognized as one of the best online resources for car information and used car values. They have some of the most comprehensive and easily searchable sites around. This makes it easy for users to input certain characteristics on what they are looking for. The website then generates an exhaustive listing of possible matches in no time at all.
eBay – eBay has a popular and varied listing of cars for auctions. Users will sometimes be able to get great deals on used cars. Unfortunately, it is not scam free. You will have to look out for yourself not to get into shady deals and con artists since the transaction is basically your responsibility. But if done properly, eBay can be a great source of used car auction details.
There are other websites that offer good services on used car deals. Browsing through the above mentioned sites will give you a great idea on what to look out for and what to avoid in online used car deals.
Some of the More Trustworthy Sites
Here are some of the better online used car sites. This is not a definitive list of the best sites around, but a template to help you choose a site that is trustworthy, reliable, and comprehensive. When engaging online used car web sites, it would do good to take a look first at the features the following list provides. You will then have a better idea of what to expect from other online car sites.
Carmax.com – This site is a stockpile of data from most of the used car dealers in most states. This site makes it easy for users to get information on the available used cars and car dealers in their immediate vicinity and even in other states.
Auto Trader – The good thing about this website is that they are a well-established organization that has been in existence well before the internet age. They used to offer magazines and car listings in the older days. Today, they use their wealth of experience to bring what consumers want to the table over the internet.
Kelly Blue Book – This site is recognized as one of the best online resources for car information and used car values. They have some of the most comprehensive and easily searchable sites around. This makes it easy for users to input certain characteristics on what they are looking for. The website then generates an exhaustive listing of possible matches in no time at all.
eBay – eBay has a popular and varied listing of cars for auctions. Users will sometimes be able to get great deals on used cars. Unfortunately, it is not scam free. You will have to look out for yourself not to get into shady deals and con artists since the transaction is basically your responsibility. But if done properly, eBay can be a great source of used car auction details.
There are other websites that offer good services on used car deals. Browsing through the above mentioned sites will give you a great idea on what to look out for and what to avoid in online used car deals.
Wednesday, March 15, 2006
Three Ways to Avoid Flood Damaged Cars
The recent natural disasters along the U.S. gulf coast reminds us of an important factor in purchasing cars—the need to avoid purchasing a flood-damaged vehicle.
A car that has been flooded is likely to experience numerous difficulties that will shorten its lifespan.
Among the risks is the greater likelihood of significant rust problems. A previously soaked interior lends itself to rusting out floorboards and other often hidden spots.
More importantly, however, are the very real mechanical problems that can come about due to the flooding of a car. If water levels reached a high enough point, it is possible that grit, grime and water entered the engine and exhaust system. The residue can significantly impair performance and can shorten the car’s effective life considerably.
Flooded cars also frequently suffer from electrical problems. A soaked electrical system lends itself to corrosion and an increased risk of short circuits. Repairs will be necessary, and electrical work can bring with it considerable expense.
Fortunately, it is possible to avoid purchasing a sports car that has been flooded. There are a few things you can easily due to mitigate the risk of acquiring a previously flooded car.
First, perform an automobile history check through a service such as CarFax. Although not foolproof, this kind of check can tell you if any flood-related insurance claims were made with respect to the vehicle and may provide you with other information hinting at water-related problems.
Secondly, beware of too much new car smell. A soggy car is likely to start producing interior mold and an unscrupulous seller may attempt to hide this telltale sign of flood damage by utilizing strong deodorants. An unaware buyer may purchase the car and not smell the hint of flood damage until some time after the purchase is made. If a car smells “too good” or seems to be over-deodorized, make sure to take extra time to investigate possible flooding.
Finally, advise your mechanic to look for signs of water damage. Any time you buy a sports car, particularly a used model, you should have your mechanic evaluate the vehicle. If you have reason to be concerned about potential flood history, remind your mechanic to be on the lookout for any water damage indicators.
The great devastation wrought by floods has been known to bring out the best in people willing to help those adversely affected. Unfortunately, history also indicates there will be people willing to profit on cars impacted by storms without offering full disclosure of past water damage. Do not allow yourself to be victimized by the seller of a once-flooded car, take steps to protect yourself from these unscrupulous sellers.
A car that has been flooded is likely to experience numerous difficulties that will shorten its lifespan.
Among the risks is the greater likelihood of significant rust problems. A previously soaked interior lends itself to rusting out floorboards and other often hidden spots.
More importantly, however, are the very real mechanical problems that can come about due to the flooding of a car. If water levels reached a high enough point, it is possible that grit, grime and water entered the engine and exhaust system. The residue can significantly impair performance and can shorten the car’s effective life considerably.
Flooded cars also frequently suffer from electrical problems. A soaked electrical system lends itself to corrosion and an increased risk of short circuits. Repairs will be necessary, and electrical work can bring with it considerable expense.
Fortunately, it is possible to avoid purchasing a sports car that has been flooded. There are a few things you can easily due to mitigate the risk of acquiring a previously flooded car.
First, perform an automobile history check through a service such as CarFax. Although not foolproof, this kind of check can tell you if any flood-related insurance claims were made with respect to the vehicle and may provide you with other information hinting at water-related problems.
Secondly, beware of too much new car smell. A soggy car is likely to start producing interior mold and an unscrupulous seller may attempt to hide this telltale sign of flood damage by utilizing strong deodorants. An unaware buyer may purchase the car and not smell the hint of flood damage until some time after the purchase is made. If a car smells “too good” or seems to be over-deodorized, make sure to take extra time to investigate possible flooding.
Finally, advise your mechanic to look for signs of water damage. Any time you buy a sports car, particularly a used model, you should have your mechanic evaluate the vehicle. If you have reason to be concerned about potential flood history, remind your mechanic to be on the lookout for any water damage indicators.
The great devastation wrought by floods has been known to bring out the best in people willing to help those adversely affected. Unfortunately, history also indicates there will be people willing to profit on cars impacted by storms without offering full disclosure of past water damage. Do not allow yourself to be victimized by the seller of a once-flooded car, take steps to protect yourself from these unscrupulous sellers.
Monday, March 13, 2006
Car Noises to Check
Are you a born mechanic? I congratulate you. Personally, I drove my first car for years without even knowing how to raise the hood.
If you’re like me and have no clue about the inside workings of automobiles and such, take heart. You can actually tell a lot by what your car says.
Yep. Those squeaks, squeals, rattles, and rumbles offer valuable clues about problems and maintenance needs.
Scenario One
Your car squeals at you. A shrill, sharp noise, (mostly related to engine speed) can indicate loose or worn power steering, fan or air conditioning belt. Loose car parts are not good news. Take your car in for a look-over.
Scenario Two
Your car makes a clicking sound. In this case, you might have a loose wheel cover, or a loose or bent fan blade. Don’t try beating the dashboard to see if the problem goes away. Remember the loose car part warning above.
A clicking noise may also mean you have a stuck valve lifter or low engine oil.
Scenario Three
Your car screeches. Piercing metallic sounds can be caused by brake wear indicators to let you know it's time for maintenance. Sometimes brakes will squeal, even when they’re in okay shape. Go ahead and get it checked out, though. You want your brakes in top condition all the time.
Scenario Four
Your car makes a low rumbling noise. This could mean something’s up with your exhaust pipe, converter or muffler.
Scenario Five
Your car has a high-pitched pinging sound. This is usually caused by using gas with a lower octane rating than recommended. Check your owner's manual for the proper octane rating. If the pinging continues, engine ignition timing may be the issue.
Scenario Six
Your car has a rhythmic pounding sound. This could indicate a worn crankshaft or connecting rod bearings. Or maybe a loose transmission torque converter.
Scenario Seven
Your car makes a thumping sound now and again. In this case, you might be dealing with a loose shock absorber or other suspension component. There might also be a loose exhaust pipe or muffler.
Basically, if your car is saying anything other than a pleasant “hum”, you could be in hot water. Get it checked out right away. And casually ask, “I was wondering if maybe I had a loose transmission torque converter…” – just to see what look the mechanic gives you.
If you’re like me and have no clue about the inside workings of automobiles and such, take heart. You can actually tell a lot by what your car says.
Yep. Those squeaks, squeals, rattles, and rumbles offer valuable clues about problems and maintenance needs.
Scenario One
Your car squeals at you. A shrill, sharp noise, (mostly related to engine speed) can indicate loose or worn power steering, fan or air conditioning belt. Loose car parts are not good news. Take your car in for a look-over.
Scenario Two
Your car makes a clicking sound. In this case, you might have a loose wheel cover, or a loose or bent fan blade. Don’t try beating the dashboard to see if the problem goes away. Remember the loose car part warning above.
A clicking noise may also mean you have a stuck valve lifter or low engine oil.
Scenario Three
Your car screeches. Piercing metallic sounds can be caused by brake wear indicators to let you know it's time for maintenance. Sometimes brakes will squeal, even when they’re in okay shape. Go ahead and get it checked out, though. You want your brakes in top condition all the time.
Scenario Four
Your car makes a low rumbling noise. This could mean something’s up with your exhaust pipe, converter or muffler.
Scenario Five
Your car has a high-pitched pinging sound. This is usually caused by using gas with a lower octane rating than recommended. Check your owner's manual for the proper octane rating. If the pinging continues, engine ignition timing may be the issue.
Scenario Six
Your car has a rhythmic pounding sound. This could indicate a worn crankshaft or connecting rod bearings. Or maybe a loose transmission torque converter.
Scenario Seven
Your car makes a thumping sound now and again. In this case, you might be dealing with a loose shock absorber or other suspension component. There might also be a loose exhaust pipe or muffler.
Basically, if your car is saying anything other than a pleasant “hum”, you could be in hot water. Get it checked out right away. And casually ask, “I was wondering if maybe I had a loose transmission torque converter…” – just to see what look the mechanic gives you.
Saturday, March 11, 2006
To Lease or Not to Lease?
Thinking of leasing a car? It’s pretty awesome to always have a new looking car sitting in your driveway! But, you may want to take a few things into consideration before jumping in to a lease head first.
When you lease a vehicle, you’re given the right to use it for a specific number of months and miles. Yes, the monthly payments are lower than if you bought the car outright. And that’s pretty attractive! A low monthly offer definitely captures your attention during car commercials. But at the end of a lease, you’re empty-handed. The lease might allow you to buy the car under certain terms – make sure those terms are stated, if that’s something you think you’re going to be interested in.
It depends on your needs. You may not want to keep a vehicle very long, in which case, leasing could be a valuable option.
Either way, check the beginning, middle, and end of lease costs. Are there mileage limits? Most likely. What upkeep is required? You usually have to abide by manufacturer’s recommendations on servicing the vehicle (changing oil, rotating tires, etc.).
Usually if you end a lease early, you end up having to pay a pretty hefty termination charge. Check out all the fine print so you know exactly what you’re getting into.
Many times you have to agree on a specific number of miles you’d drive a year. (normally 12,000 to 15,000 annually). If you go above that, there’d be additional charges. Take that into consideration of you’re planning a family vacation by car.
Damage, excess wear to the vehicle, and any missing parts incur additional charges, as would be expected.
Naturally, the leasing company requires you to have car insurance.
There might be extra upfront costs, like a down payment, a security deposit, taxes and other fees. So your initial payment might be higher than you first thought. Check it all out before signing on the dotted line.
I have several friends who would only lease, and would never consider buying a car. If you’re the type of person who wants to trade your car in every two years or so, and you take good care of your vehicles, leasing may be for you. On the other hand, if you’re the type to drive a car into the dust and hold onto it forever, leasing would be a more expensive option than an outright purchase.
When you lease a vehicle, you’re given the right to use it for a specific number of months and miles. Yes, the monthly payments are lower than if you bought the car outright. And that’s pretty attractive! A low monthly offer definitely captures your attention during car commercials. But at the end of a lease, you’re empty-handed. The lease might allow you to buy the car under certain terms – make sure those terms are stated, if that’s something you think you’re going to be interested in.
It depends on your needs. You may not want to keep a vehicle very long, in which case, leasing could be a valuable option.
Either way, check the beginning, middle, and end of lease costs. Are there mileage limits? Most likely. What upkeep is required? You usually have to abide by manufacturer’s recommendations on servicing the vehicle (changing oil, rotating tires, etc.).
Usually if you end a lease early, you end up having to pay a pretty hefty termination charge. Check out all the fine print so you know exactly what you’re getting into.
Many times you have to agree on a specific number of miles you’d drive a year. (normally 12,000 to 15,000 annually). If you go above that, there’d be additional charges. Take that into consideration of you’re planning a family vacation by car.
Damage, excess wear to the vehicle, and any missing parts incur additional charges, as would be expected.
Naturally, the leasing company requires you to have car insurance.
There might be extra upfront costs, like a down payment, a security deposit, taxes and other fees. So your initial payment might be higher than you first thought. Check it all out before signing on the dotted line.
I have several friends who would only lease, and would never consider buying a car. If you’re the type of person who wants to trade your car in every two years or so, and you take good care of your vehicles, leasing may be for you. On the other hand, if you’re the type to drive a car into the dust and hold onto it forever, leasing would be a more expensive option than an outright purchase.
Thursday, March 09, 2006
The Most Affordable Sports Cars & How to Find Them
Claiming any one new sports car is the most affordable is a great way to start an endless debate. Even if the list price of a particular sports car is less than its competitors, a forthcoming model is likely to sneak in at a few dollars less. Meanwhile, limiting discussion to current models overlooks the truly most affordable sports cars—used models.
Used sports cars can be bargains, particularly older models from less glamorous manufacturers. Fiat sports cars from the 1970s, for instance, can often be found in running condition for under a few thousand dollars. Any sports club car membership will undoubtedly boast scores of stories detailing great bargains found from individual owners on classic sports cars that are more coveted by collectors, too.
If you are looking for a truly affordable sports car and are not intimidated by the prospect of the necessary maintenance issues inherent in older models, you should certainly seek out a used sports car.
There are a variety of ways to find affordable sports cars. The traditional method of looking through your local classified newspaper advertisements on a regular basis can still yield amazing values. Sellers are motivated to part with their sports cars for a variety of reasons and sometimes their needs can be immediate. This will encourage them to sell the car at prices sometimes well beneath market value. Bargain hunting via classified advertisements is a great way to stumble upon a real bargain sports car.
Mechanics can be a great source of bargain cars, too. Often, customers will leave a sports car for work at an auto shop. Once repairs are completed, they will be unable to afford the repair bill and may be forced to default the car to the shop. Mechanics acquire liens on the vehicles and are able to offer them for sale. Mechanics are experts in repairing vehicles and are primarily interested in maintaining cars—not in selling them. A mechanic holding an abandoned vehicle still lacks payment for the work performed, too. As such, these cars can often be purchased at bargain rates. As an additional benefit, buying from a mechanic may indicate the car has had any known problems already repaired. At the very least, you will have a great source of information about the car’s mechanical status—a benefit frequently missing from other bargain sources.
Internet auctions also provide an outlet for sports car bargain-hunters. The auction market is always tricky—sometimes a car may actually sell for far more than one would think it was actually worth. In other cases, there may be a window of opportunity to snag a used sports car at an amazing price. Poorly timed auctions or auctions that do not feature a highly sought after made or model of car can result in very low prices.
Of course the bargain shopper needs to enter the market well informed. Many seemingly great deals can really be busts for a buyer if they are not sufficiently educated. However, affordable sports cars are out there on the market—one need only find them.
Classified advertisements, repair shops and internet auctions are all great opportunities to find a sports car at a bargain price. One need not resign themselves to the prospect of paying top dollar for a sports car. By choosing less popular models, or simply by hunting out great deals, a prospective buyer can save literally thousands of dollars on their sports car purchase.
Used sports cars can be bargains, particularly older models from less glamorous manufacturers. Fiat sports cars from the 1970s, for instance, can often be found in running condition for under a few thousand dollars. Any sports club car membership will undoubtedly boast scores of stories detailing great bargains found from individual owners on classic sports cars that are more coveted by collectors, too.
If you are looking for a truly affordable sports car and are not intimidated by the prospect of the necessary maintenance issues inherent in older models, you should certainly seek out a used sports car.
There are a variety of ways to find affordable sports cars. The traditional method of looking through your local classified newspaper advertisements on a regular basis can still yield amazing values. Sellers are motivated to part with their sports cars for a variety of reasons and sometimes their needs can be immediate. This will encourage them to sell the car at prices sometimes well beneath market value. Bargain hunting via classified advertisements is a great way to stumble upon a real bargain sports car.
Mechanics can be a great source of bargain cars, too. Often, customers will leave a sports car for work at an auto shop. Once repairs are completed, they will be unable to afford the repair bill and may be forced to default the car to the shop. Mechanics acquire liens on the vehicles and are able to offer them for sale. Mechanics are experts in repairing vehicles and are primarily interested in maintaining cars—not in selling them. A mechanic holding an abandoned vehicle still lacks payment for the work performed, too. As such, these cars can often be purchased at bargain rates. As an additional benefit, buying from a mechanic may indicate the car has had any known problems already repaired. At the very least, you will have a great source of information about the car’s mechanical status—a benefit frequently missing from other bargain sources.
Internet auctions also provide an outlet for sports car bargain-hunters. The auction market is always tricky—sometimes a car may actually sell for far more than one would think it was actually worth. In other cases, there may be a window of opportunity to snag a used sports car at an amazing price. Poorly timed auctions or auctions that do not feature a highly sought after made or model of car can result in very low prices.
Of course the bargain shopper needs to enter the market well informed. Many seemingly great deals can really be busts for a buyer if they are not sufficiently educated. However, affordable sports cars are out there on the market—one need only find them.
Classified advertisements, repair shops and internet auctions are all great opportunities to find a sports car at a bargain price. One need not resign themselves to the prospect of paying top dollar for a sports car. By choosing less popular models, or simply by hunting out great deals, a prospective buyer can save literally thousands of dollars on their sports car purchase.
Wednesday, March 08, 2006
Car Lemon Laws - You Don't Have To Live With A Sour Deal
By: Doug Smith
United States car lemon laws were enacted to protect consumers
against buying defective, unrepairable vehicles. The major
automobile manufacturers mass-produce their products, and
generally the quality control is very good. However, when you
connect more than a few parts together, you have a chance for a
lemon.
What is a lemon car? A lemon or lemon car is an automobile that
has a defect that cannot be repaired by the consumer after a
reasonable number of attempts. Alternately, if the car has been
in a repair garage for 30 calendar days or more for repairs on
the same defect, it may also be classified as a lemon car. The
term can also apply to a vehicle in which the defect negatively
affects the value and safety of the vehicle. Car lemon laws vary
by state, so you should consult your own state laws to determine
the exact definition that applies to you.
Why is a terminally defective car called a lemon? One can only
speculate why the name of a tart yellow citrus fruit came to be
associated with defective cars. Lemons are very sour in taste,
and traditionally sour tastes have been associated with bad
luck. If something negative happens to a person, he or she might
say, "It left a sour taste in my mouth." A salesperson whose big
deal falls through might say, "The deal went sour." It seems
plausible that the sour taste of the lemon, with its negative
connotations, was used to coin the phrase "lemon car" to
describe a car purchase gone sour.
Why were lemon laws needed to protect car consumers? Look at the
general definitions of lemon cars shown above. Some quick math
will show that a lemon car can be an extreme financial hardship.
The last time you picked up your car from the repair garage,
were you happy with the bill, or were you dreading it? A car
with four to six (or more) attempted repairs, with all the parts
and labor charges, can easily add up to thousands of dollars. If
your car is stuck in a repair garage for 30 days or more, with
the mechanics billing hour after hour of labor, the bill might
approach the price of the car itself!
If your car meets your state's lemon car criteria, you have the
right to seek a refund or replacement from the car manufacturer
(not the dealer from which you bought it). You are probably
entitled to be reimbursed for related costs such as towing,
rental cars, and maybe even long distance calls to the
manufacturer. Be absolutely sure to keep all bills and invoices
related to your attempts to get your car repaired.
If you decide to proceed with a lemon law claim against the
manufacturer, it is beneficial to consult with a lawyer that
specializes in lemon law cases. A lawyer can help make the
stressful process go more smoothly. No doubt are already
stressed enough over your lemon car.
Some states have passed lemon laws to protect consumers against
defective purchases of boats and even pets. Regardless of the
origin of the term, lemon laws are here to protect you. The car
manufacturers can hire teams of expensive lawyers, and they know
you can't. Car lemon laws help to level the playing field in
your favor.
If the guys at the car repair shop know you by your first name,
you should consider the lemon law tips below.
About the author:
Bought a lemon car? Visit car lemon laws
to learn definitions of a lemon car, how to find lemon law
attorneys, and your state lemon law rights. Visit http://LemonLaws.Find
CarsForHire.com
United States car lemon laws were enacted to protect consumers
against buying defective, unrepairable vehicles. The major
automobile manufacturers mass-produce their products, and
generally the quality control is very good. However, when you
connect more than a few parts together, you have a chance for a
lemon.
What is a lemon car? A lemon or lemon car is an automobile that
has a defect that cannot be repaired by the consumer after a
reasonable number of attempts. Alternately, if the car has been
in a repair garage for 30 calendar days or more for repairs on
the same defect, it may also be classified as a lemon car. The
term can also apply to a vehicle in which the defect negatively
affects the value and safety of the vehicle. Car lemon laws vary
by state, so you should consult your own state laws to determine
the exact definition that applies to you.
Why is a terminally defective car called a lemon? One can only
speculate why the name of a tart yellow citrus fruit came to be
associated with defective cars. Lemons are very sour in taste,
and traditionally sour tastes have been associated with bad
luck. If something negative happens to a person, he or she might
say, "It left a sour taste in my mouth." A salesperson whose big
deal falls through might say, "The deal went sour." It seems
plausible that the sour taste of the lemon, with its negative
connotations, was used to coin the phrase "lemon car" to
describe a car purchase gone sour.
Why were lemon laws needed to protect car consumers? Look at the
general definitions of lemon cars shown above. Some quick math
will show that a lemon car can be an extreme financial hardship.
The last time you picked up your car from the repair garage,
were you happy with the bill, or were you dreading it? A car
with four to six (or more) attempted repairs, with all the parts
and labor charges, can easily add up to thousands of dollars. If
your car is stuck in a repair garage for 30 days or more, with
the mechanics billing hour after hour of labor, the bill might
approach the price of the car itself!
If your car meets your state's lemon car criteria, you have the
right to seek a refund or replacement from the car manufacturer
(not the dealer from which you bought it). You are probably
entitled to be reimbursed for related costs such as towing,
rental cars, and maybe even long distance calls to the
manufacturer. Be absolutely sure to keep all bills and invoices
related to your attempts to get your car repaired.
If you decide to proceed with a lemon law claim against the
manufacturer, it is beneficial to consult with a lawyer that
specializes in lemon law cases. A lawyer can help make the
stressful process go more smoothly. No doubt are already
stressed enough over your lemon car.
Some states have passed lemon laws to protect consumers against
defective purchases of boats and even pets. Regardless of the
origin of the term, lemon laws are here to protect you. The car
manufacturers can hire teams of expensive lawyers, and they know
you can't. Car lemon laws help to level the playing field in
your favor.
If the guys at the car repair shop know you by your first name,
you should consider the lemon law tips below.
About the author:
Bought a lemon car? Visit car lemon laws
to learn definitions of a lemon car, how to find lemon law
attorneys, and your state lemon law rights. Visit http://LemonLaws.Find
CarsForHire.com
Tuesday, March 07, 2006
GM and Toyota battle for #1
GM and Toyota battle for #1. Here's a look at what each has
planned.
By: Peter Johnson
2007 Toyota Camry
Whenever Toyota replaces the
Camry it's big news. The Camry is the best selling family sedan
in North America. The 2007 Camry is going to set a new benchmark
for performance, refinement, and efficiency within its class. To
be introduced later this year, the 2007 Camry will be available
with a hybrid power plant producing over 190hp. A 3.5L V6
producing 268hp will also be available. Toyota will be offering
a 6-speed automatic transmission on V6 models that is lighter
and cheaper to produce than the 5-speed auto it is replacing.
Now that's progress. Pricing for the 2007 Camry will not rise
compared to the 2006 model despite more standard features.
Toyota has made a strong effort at making the 2007 Camry fun to
drive. With increased torsional rigidity, the Camry moves with
confidence through twisty back roads. The interior is first rate
and no longer looks as dull as the previous generation. This is
a car to watch as it shows Toyota has not forgotten about
passenger cars.
2007 Toyota Tundra
Toyota is serious about building
trucks. So serious in fact that the Tundra will be built in a
new plant in the heart of truck country, San Antonio, Texas. The
2007 Tundra is going after the heart of the pick-up truck market
and taking on the best from Ford, GMC, and Dodge. The Tundra
will come standard with a 4.0L V6 and will have two V8 engines
available, a 4.7L and 5.7L. Equipped with the 5.7L V8, the
Tundra will be capable of towing 10,000 pounds. Although Toyota
realizes truck buyers are a very loyal bunch, they still plan to
produce 200,000 Tundra trucks in the first full year of
production. This is up from 120,000 they are producing of the
current model. Toyota sees some growth opportunities in the
truck market and that may be a difficult pill for the
competition to swallow.
2007 Chevrolet Silverado and GMC Sierra
Like
Toyota, Chevrolet (along with GMC) is preparing to introduce a
revised line of pick-up trucks. Based on what is known as the
GMT900 platform, GM is hoping that the 2007 Chevrolet Silverado
and GMC Sierra can maintain its position as a leader in this
class. The Silverado and Sierra twins will offer fuel saving
features such as DOD (Displacement On Demand) and a 6-speed
automatic transmission. GM was hoping to introduce an
independent rear suspension on the 2007 models but they decided
not to proceed with it due to budget cuts and a shortened
development time. The 2007 Silverado and Sierra will be critical
to GM's turn around plan over the next few years.
2006 Chevrolet Tahoe and GMC Yukon
The only 2006 on
the list, the Tahoe and Yukon are vital to GM's turn around
effort. Introduced in January, these vehicles show how serious
GM is about building thoughtfully designed vehicles that offer
increased fuel economy and refinement. The 2006 Tahoe and Yukon
are thoroughly updated with enhanced interiors made with
upgraded materials. The Tahoe and Yukon offer increased fuel
economy due to a variety of enhancements including an available
6-speed automatic transmission and a more aerodynamic profile.
GM is hoping the vehicles will sell due to how good they are
rather than incentives. So far the Tahoe and Yukon have been a
big success as GM is having a difficult time keeping up with
demand.
2007 Saturn AURA
As GM launches a full assault on
the full size SUV and truck markets, they haven't forgotten
about the family sedan segment. GM is placing a bigger focus on
its passenger cars as gas prices continue to rise and people
question whether they need a SUV or pick-up. The 2007 AURA is
based on the Epsilon platform shared with the Chevrolet Malibu
and Pontiac G6. This is a very important product for Saturn, as
it will showcase a new design theme for the brand. Replacing the
L-series, the AURA will offer the same power trains as the
Malibu and G6. Edgier styling and a more upscale image should
help Saturn bring more people into their dealerships. Why is
this vehicle important, you ask? Because it will test how
serious GM is at taking on Toyota, Honda, Nissan and others for
a bigger slice of the family sedan pie.
About the author:
Peter Johnson is the chief writer for
all-about-car-selection.com. For more automotive articles of
interest click here.
planned.
By: Peter Johnson
2007 Toyota Camry
Whenever Toyota replaces the
Camry it's big news. The Camry is the best selling family sedan
in North America. The 2007 Camry is going to set a new benchmark
for performance, refinement, and efficiency within its class. To
be introduced later this year, the 2007 Camry will be available
with a hybrid power plant producing over 190hp. A 3.5L V6
producing 268hp will also be available. Toyota will be offering
a 6-speed automatic transmission on V6 models that is lighter
and cheaper to produce than the 5-speed auto it is replacing.
Now that's progress. Pricing for the 2007 Camry will not rise
compared to the 2006 model despite more standard features.
Toyota has made a strong effort at making the 2007 Camry fun to
drive. With increased torsional rigidity, the Camry moves with
confidence through twisty back roads. The interior is first rate
and no longer looks as dull as the previous generation. This is
a car to watch as it shows Toyota has not forgotten about
passenger cars.
2007 Toyota Tundra
Toyota is serious about building
trucks. So serious in fact that the Tundra will be built in a
new plant in the heart of truck country, San Antonio, Texas. The
2007 Tundra is going after the heart of the pick-up truck market
and taking on the best from Ford, GMC, and Dodge. The Tundra
will come standard with a 4.0L V6 and will have two V8 engines
available, a 4.7L and 5.7L. Equipped with the 5.7L V8, the
Tundra will be capable of towing 10,000 pounds. Although Toyota
realizes truck buyers are a very loyal bunch, they still plan to
produce 200,000 Tundra trucks in the first full year of
production. This is up from 120,000 they are producing of the
current model. Toyota sees some growth opportunities in the
truck market and that may be a difficult pill for the
competition to swallow.
2007 Chevrolet Silverado and GMC Sierra
Like
Toyota, Chevrolet (along with GMC) is preparing to introduce a
revised line of pick-up trucks. Based on what is known as the
GMT900 platform, GM is hoping that the 2007 Chevrolet Silverado
and GMC Sierra can maintain its position as a leader in this
class. The Silverado and Sierra twins will offer fuel saving
features such as DOD (Displacement On Demand) and a 6-speed
automatic transmission. GM was hoping to introduce an
independent rear suspension on the 2007 models but they decided
not to proceed with it due to budget cuts and a shortened
development time. The 2007 Silverado and Sierra will be critical
to GM's turn around plan over the next few years.
2006 Chevrolet Tahoe and GMC Yukon
The only 2006 on
the list, the Tahoe and Yukon are vital to GM's turn around
effort. Introduced in January, these vehicles show how serious
GM is about building thoughtfully designed vehicles that offer
increased fuel economy and refinement. The 2006 Tahoe and Yukon
are thoroughly updated with enhanced interiors made with
upgraded materials. The Tahoe and Yukon offer increased fuel
economy due to a variety of enhancements including an available
6-speed automatic transmission and a more aerodynamic profile.
GM is hoping the vehicles will sell due to how good they are
rather than incentives. So far the Tahoe and Yukon have been a
big success as GM is having a difficult time keeping up with
demand.
2007 Saturn AURA
As GM launches a full assault on
the full size SUV and truck markets, they haven't forgotten
about the family sedan segment. GM is placing a bigger focus on
its passenger cars as gas prices continue to rise and people
question whether they need a SUV or pick-up. The 2007 AURA is
based on the Epsilon platform shared with the Chevrolet Malibu
and Pontiac G6. This is a very important product for Saturn, as
it will showcase a new design theme for the brand. Replacing the
L-series, the AURA will offer the same power trains as the
Malibu and G6. Edgier styling and a more upscale image should
help Saturn bring more people into their dealerships. Why is
this vehicle important, you ask? Because it will test how
serious GM is at taking on Toyota, Honda, Nissan and others for
a bigger slice of the family sedan pie.
About the author:
Peter Johnson is the chief writer for
all-about-car-selection.com. For more automotive articles of
interest click here.
Monday, March 06, 2006
Take Care of Your Tires
We often ignore them unless they're flat. But tires play a vital role in the overall condition of your car. Maintain them properly, and you'll save money on repairs and on fuel costs.
Keeping your tires properly inflated ensures that they wear longer and can prevent accidents. Your car likely has a card or sticker attached to the door edge or the inside of the glove box door. The right amount of air your tires need is specified here. In case your car doesn't have this sticker, you can check your owner's manual.
Serious accidents can happen if your tires are under-inflated or overloaded. One of my tires blew-out on me and caused an accident. Luckily I was on a little traveled country road and was going slowly. I hate to think of what might have happened if I had been in major traffic.
Buy your own quality tire gauge. You can't tell if tires are inflated properly just by looking. And the air meters at your service station may not be correct!
Ask your auto supply dealer for a tire gauge calibrated up to 80 PSI. They'll know what you mean, even if you don't.
Take a moment at the beginning of each month to check your tire pressure (don't forget the spare! Uhm, you do have a spare tire, don't you??) Check them before you get in the car to drive. Write down the actual under-inflation amount for each tire. Take this info with you to the service station.
Now measure the inflation again and record these numbers. (Don't worry, this only takes a couple minutes.) Now inflate the tires to a level that equals the warm pressure (that you just took) plus the first under-inflation amount. (called the "cold" inflation pressure)
If the above instructions sound intimidating or confusing, take your car to a shop and give them the “cold” pressure numbers. They’ll put the correct amount of air in your tires for a minimum fee – sometimes they’ll not charge you at all.
The leading cause of tire failure is under-inflation. So make a habit to check them once a month.
Overloading your vehicle can lead to tire failure, too. Just because you have a pick-up truck doesn’t mean it can carry an infinite load.
Schedule a tire check into your calendar each month and you’ll save money, save fuel, and perhaps, even save your family from a car accident.
Keeping your tires properly inflated ensures that they wear longer and can prevent accidents. Your car likely has a card or sticker attached to the door edge or the inside of the glove box door. The right amount of air your tires need is specified here. In case your car doesn't have this sticker, you can check your owner's manual.
Serious accidents can happen if your tires are under-inflated or overloaded. One of my tires blew-out on me and caused an accident. Luckily I was on a little traveled country road and was going slowly. I hate to think of what might have happened if I had been in major traffic.
Buy your own quality tire gauge. You can't tell if tires are inflated properly just by looking. And the air meters at your service station may not be correct!
Ask your auto supply dealer for a tire gauge calibrated up to 80 PSI. They'll know what you mean, even if you don't.
Take a moment at the beginning of each month to check your tire pressure (don't forget the spare! Uhm, you do have a spare tire, don't you??) Check them before you get in the car to drive. Write down the actual under-inflation amount for each tire. Take this info with you to the service station.
Now measure the inflation again and record these numbers. (Don't worry, this only takes a couple minutes.) Now inflate the tires to a level that equals the warm pressure (that you just took) plus the first under-inflation amount. (called the "cold" inflation pressure)
If the above instructions sound intimidating or confusing, take your car to a shop and give them the “cold” pressure numbers. They’ll put the correct amount of air in your tires for a minimum fee – sometimes they’ll not charge you at all.
The leading cause of tire failure is under-inflation. So make a habit to check them once a month.
Overloading your vehicle can lead to tire failure, too. Just because you have a pick-up truck doesn’t mean it can carry an infinite load.
Schedule a tire check into your calendar each month and you’ll save money, save fuel, and perhaps, even save your family from a car accident.
Thursday, March 02, 2006
Auto Financing
About 4 out of 5 new car purchases are financed, as few people can afford to pay $20,000 to $40,000 cash for one. Given this fact, it’s safe to assume that you will probably need to get a loan to pay for that nice new Saturn or Lexus. Hopefully, you already have a budget and know how much you can afford every month. If not, that should be your first consideration unless you don’t have a problem with eating peanut butter sandwiches and macaroni for the next 3 - 5 years. For the majority of people, around 20% of their gross income will go towards a car loan, give or take a few percent. That’s a good bit of disposable income, so make the right choice the first time.
Having said that, your budget may not allow you to have the ride of your dreams. Choose carefully so as not to end up in the poor house while driving a slick new Porsche or Jaguar. Settling for a Ford or a Honda will not make you a bad person. Take other factors into consideration as well. The cost of insurance will be higher for a sports car or SUV than for a simple family sedan. These days gas mileage is also a major factor in the cost of owning a new automobile.
One thing you will need to think about is where you get your loan. Your own bank might be able, even willing to give you a loan for a new car, and it might be a better deal that what the dealer can come up with for you. Even so, sometimes the plan that the dealer offers can be a very good one indeed. Check around with local banks, credit unions and finance companies to see what kind of loans are available before you decide to settle with the dealer’s plan. Pay close attention to current interest rates. The lower, the better no matter which type of loan you choose. Don’t fall for the low down payment scheme either unless that is the only way you can do this. Sure, a low down payment helps you out right now, but you will pay for it later on with the interest on the remaining loan. On the contrary, give up the most you can possibly afford as it is immediate payment against the principal and will lower your monthly payments. Car manufacturers like to offer a factory to dealer incentive sometimes. These can help the buyer as much as they help the dealer. They are designed so that the dealer is refunded a percentage of the price of the car so that, even if the dealer sells at invoice he will still make money. Watch for rebates as well. Manufacturers will offer these to help the dealer move his inventory, which could mean a substantial savings for the buyer as a cash rebate, a lower interest rate or a combination of the two.
Another important step is to shop around some before impulsively buying a car that you may have trouble paying for. In most places there are at least a few, often several dealerships in the area and their plans and prices can vary considerably. Taking the time to visit a few different dealers can improve your chances of getting a good deal in the long run.
Remember, you are the one buying the car, so you are ultimately in charge of the whole process. Don’t make the mistake of letting a dealer pressure you to commit to his finance plan if you know that you can find a better alternative.
Having said that, your budget may not allow you to have the ride of your dreams. Choose carefully so as not to end up in the poor house while driving a slick new Porsche or Jaguar. Settling for a Ford or a Honda will not make you a bad person. Take other factors into consideration as well. The cost of insurance will be higher for a sports car or SUV than for a simple family sedan. These days gas mileage is also a major factor in the cost of owning a new automobile.
One thing you will need to think about is where you get your loan. Your own bank might be able, even willing to give you a loan for a new car, and it might be a better deal that what the dealer can come up with for you. Even so, sometimes the plan that the dealer offers can be a very good one indeed. Check around with local banks, credit unions and finance companies to see what kind of loans are available before you decide to settle with the dealer’s plan. Pay close attention to current interest rates. The lower, the better no matter which type of loan you choose. Don’t fall for the low down payment scheme either unless that is the only way you can do this. Sure, a low down payment helps you out right now, but you will pay for it later on with the interest on the remaining loan. On the contrary, give up the most you can possibly afford as it is immediate payment against the principal and will lower your monthly payments. Car manufacturers like to offer a factory to dealer incentive sometimes. These can help the buyer as much as they help the dealer. They are designed so that the dealer is refunded a percentage of the price of the car so that, even if the dealer sells at invoice he will still make money. Watch for rebates as well. Manufacturers will offer these to help the dealer move his inventory, which could mean a substantial savings for the buyer as a cash rebate, a lower interest rate or a combination of the two.
Another important step is to shop around some before impulsively buying a car that you may have trouble paying for. In most places there are at least a few, often several dealerships in the area and their plans and prices can vary considerably. Taking the time to visit a few different dealers can improve your chances of getting a good deal in the long run.
Remember, you are the one buying the car, so you are ultimately in charge of the whole process. Don’t make the mistake of letting a dealer pressure you to commit to his finance plan if you know that you can find a better alternative.
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